9282 Palm Island CIR, North Fort Myers, FL 33903

$445,000
3
BD
2
BA
2,007
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$445,000
List Price
$445,000
Listing Price
$445,000
Closing Date
Apr 14, 2026
MLS#
2026011348
Status
CLOSED
Bedrooms
3
Beds + Den
3 Bed
Bathrooms
2
Living Sq. Ft
2,007
Property Class
Single Family Residential
Building Design
Single Family Residence
Status Type
Resale Property
County
Lee
Region
FN03 - North Fort Myers Area
Development
Palm Island
Subdivision
Palm Island

Property Description

WAIT, WHAT? A GULF ACCESS HOME WITH NO FLOOD INSURANCE REQUIRED, ON A HALF ACRE LOT, IN A GATED COMMUNITY FOR $445K? YES THAT DOES EXIST!!!. If you’ve been dreaming about waterfront living without the waterfront insurance bill, this one might make you do a double take. This beautifully maintained 3 bdr, 2 bath GULF ACCESS home features a bright open layout with rich wood floors, high ceilings, and plenty of natural light. The spacious kitchen includes stainless steel appliances, a gas stove (250 gallon tank), and plenty of space to cook, entertain, or pretend you cook. The screened front entry helps keep the bugs where they belong… outside. The back screened lanai offers the perfect spot for morning coffee, evening cocktails, or simply pretending you're going to start that new book you bought. There's also plenty of space in the backyard for that pool oasis you've always wanted or for your pets to have room to run. If you're a boater you'll enjoy the ease of access to the Caloosahatchee River and downtown area that are within minutes from your backyard that includes a dock and a 10,000lb boat lift! In addition, this unique home has had no damage through any storms and the roof is (2021), AC is (2024), and the water heater is (2025). The small community of Palm Island with about 200 homes offers tons of social activities, pool, hot tub, pickleball, tennis, and a game room all geared towards helping you make new friends and meet your neighbors. Plus the community is close to shopping, restaurants, schools, churches, parks, 2 airports, and downtown Fort Myers. Whether you're looking for a primary home, seasonal escape, or a waterfront property with room to breathe, this one checks a lot of boxes—and probably a few you didn’t even know you wanted. So come enjoy the Southwest Florida lifestyle and see this rare home for sale before someone else docks their boat here first.

Additional Information

Year Built
2004
Garage Spaces
2
furnished
Unfurnished
Pets
With Approval
Amenities
Community Boat Ramp, Community Boat Slip, Community Gulf Boat Access, Pool, Community Room, Spa/Hot Tub, Fitness Center, Pickleball, Tennis Court(s), Underground Utility
Community Type
Boating, Gated
View
Canal, Landscaped Area, Mangroves
Boat Access
Boat Dock Private, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock
Waterfront Description
Canal Front, Intersecting Canal, Mangrove, Navigable, Seawall
Building Description
1 Story/Ranch
Acres
0.51
Restrictions
Deeded, No Commercial, No RV
Rear Exposure
NE
Roof
Shingle
Flooring
Carpet, Tile, Wood
Exterior Features
Boat Dock Private, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Screened Lanai/Porch
Water
Central
Cooling
Ceiling Fan(s), Central Electric
Interior Features
Bar, Built-In Cabinets, Fire Sprinkler, Foyer, French Doors, Pantry, Smoke Detectors, Walk-In Closet(s), Window Coverings
Equipment/Appliances Included
Auto Garage Door, Cooktop - Gas, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Smoke Detector, Washer
Rooms
Laundry in Residence, Screened Lanai/Porch
Tax Year
2025
Total Annual Recurring Fees
$3420
HOA Fee
$285

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Courtesy of MAXREV LLC.

Selling Office: Florida Complete Realty.

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than this company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available through the BR Program. The information provided is for consumers’ personal, non-commercial use and may not be used for any other purpose.